During my time living abroad, about 90% of my friends were fluent in a second language besides English. This high percentage was expected, given that most of my classmates at the International School of Kuala Lumpur and Taipei American School were foreigners, where being bilingual or multilingual was the norm. Upon relocating to McLean, Virginia, […]
The Value Of A Second Language: How Much Money To Be Fluent? Read More »
After publishing my post on no longer being financially independent, several media outlets picked up the story and thousands of comments on their respective platforms ensued. The main criticism was that my expenses were way too high and that I am greedy. As a result, I thought it would be useful to discuss the impact
Inflation And Greed: The Biggest Wealth Destroyers For Families Read More »
My family and I could have been set for life. Instead, due to my inability to beat back real estate FOMO, I blew up our passive income. And because our passive income is now much lower, we are no longer financially independent. Desire is the cause of all suffering. Due to my desire to own
Blew Up My Passive Income, No Longer Financially Independent Read More »
In 2017 and 2019, I superfunded two 529 plans for my two children. Since then, my wife and my parents have also regularly contributed to the two college savings plans. You would think with all this aggressive saving, I would feel confident we’ll have enough saved to pay for college. But I’m still unsure. Given
A 529 Plan Is Not Enough To Pay For College, We Must Save More Read More »
When my kids were born, I made a promise to be a stay-at-home father for the first five years of each of their lives. Mission accomplished with my son in April 2022, and my daughter in December 2024. I’m now wondering how I will fill the void once both kids are in school full time.
How Parents Can Fill The Void Once Kids Go To School Full-Time Read More »
In December 2016, I purchased a 2015 Range Rover Sport with 10,800 miles. At the time, I had been driving a Honda Fit but sought a larger vehicle as my wife was expecting in early 2017. Today the car has 52,500 miles. During the purchase, the option to acquire an extended car warranty was presented,
An Extended Car Warranty Is Probably Not Worth The Cost Read More »
In a compelling TikTok video, Brittany Pietsch chronicles her own experience of being laid off at Cloudflare, a publicly-traded tech company. The call involves an HR (Human Resources) representative named Rosie and another man, presumably also from HR. The man begins by asserting that Brittany did not meet Cloudflare’s performance expectations, but Brittany interrupts him,
Inside Look At How HR Lays Off An Employee: Severance Insights Read More »
At the end of 2023, feeling burnt out and in need of a peaceful environment to work on my book, I opted for a wellness retreat lasting just one day. Instead of spending $2,000 a night at a wellness center in the middle of the woods, I chose to retreat to my vacant old house.
Rent Out, Sell, Or Create A Wellness House For Better Health Read More »
In this episode, I interview Ben Miller, the CEO of Fundrise, discussing his revised perspective on the real estate market for 2024 and beyond. I’ll then share my follow up interview with Ben for his outlook on 2025. Financial Samurai is an investor in Fundrise and Fundrise is a long-time sponsor of Financial Samurai. The
Past The Real Estate Market Bottom With Brighter Days Ahead Read More »
Want to save more for retirement? Good. People are not saving enough while working, which will hurt them when they are old. The key to saving more for retirement is properly forecasting your future. By the time you’re old, tired, and unmotivated, you want to have saved up enough passive income to cover your living
How To Save More For Retirement If You Don’t Make Much Money Read More »
