This post will look at the average FICO credit score for approved and denied mortgage loans over time. Since the global financial crisis in 2008, the average FICO credit score for approved mortgages has gone up. The real estate market is ever changing. Low mortgage rates help increase demand while rising rates can soften buyers […]
The Average FICO Credit Score For Approved And Denied Mortgage Loans Read More »
Balance is one of the keys to greater happiness. But, when it comes to money it can be hard to find the right balance between spending vs savings. We are constantly bombarded by marketing campaigns and ads tempting us to spend, spend, and spend some more. Perhaps there is a natural spending vs savings balance
Is There A Natural Spending Vs Savings Balance? Read More »
When I got my speeding ticket for going 35 mph in a 25 mph zone, all my friends laughed and jibed. “Are you sure Moose can even go 35 mph in two blocks?” (Moose was a slow, 14 year old Land Rover Discovery) “How the hell can you speed during rush hour traffic at 6:45pm?
How To Not Get Pulled Over For A Traffic Ticket: Race And Sex Matter! Read More »
In “How To Improve Your Credit Score to 800+” I shared with you five steps to take in order to enter the exclusive 800 Credit Score Club filled with beautiful people, gummy bears, and free massages. It’s good enough to get the most amount of credit at the cheapest rate, but to be elevated to
What Doesn’t Affect Your Credit Score? Dispelling Common Misconceptions Read More »
Motif Investing was finally sold to Charles Schwab in 2020 and is no longer available. Sorry! Check out Personal Capital instead. They have the best free tools on the internet today. If you’re curious what they did, check out the Motif Investing Review below After spending 13 years in equities on Wall Street, I’ve been
Motif Investing Review: The ETF And Index Fund Killer With $150 Sign Up Bonus Read More »
Published on 11/22/2014, updated on March 25, 2021 as I go through my 13th month of lockdown. I’m trying to build grit and perseverance as I care for my two children and wife. Life is funny. I remember looking out my new living room window one morning and seeing the Farallon Islands for the first
The Epitome Of Perseverance: Joe Locke’s 14-Hour Swim Through Cold And Darkness Read More »
There’s active income and then there’s passive income. If you want to achieve financial independence, you’ve got to build as much passive income as possible to covered your desired living expenses. However, I believe active income is much more enjoyable than passive income. Making money while not doing anything is the ideal scenario, or so
Active Income Is Much More Enjoyable Than Passive Income Read More »
Are you ashamed about inheriting money? Don’t be. Our parent’s generation has made the most amount of money in the history of the world. A lot of money will be passed along. “How did I get my million dollars? It was simple. One day, I bought an apple for a nickel. That night, I cleaned and
Why Are People So Ashamed About Inheriting Money? Read More »
Are you wondering whether to fix the car or buy a new one? Used car prices are up huge post pandemic. Therefore, new cars may be of better value. That said, buying any type of car that costs more than 1/10th your annual gross income is a waste of money in my opinion. This month
Fix The Car Or Buy A New One? Best Way To Save Money Read More »
Holding onto a wealthy man can be tough. His ego tends to grow as he becomes more attractive to other people. This post shows how to prevent your wealth man from straying. A female friend asked me over a drink one day whether I had any tips on how she can lock down her husband forever.
How To Prevent Your Wealthy Man From Straying Read More »
