Being Overly Frugal Can Be Terrible For Your Health And Happiness

53 Comments / Budgeting & Savings, Health & Fitness / By

While I consider myself frugal, there are instances where saving money isn’t worth the additional time investment. Let me share a story illustrating how excessive frugality cost me my health, productivity, and happiness. Recently, we decided to attend Monster Jam for the first time, an event featuring monster trucks racing and performing stunts. Getting there […]

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Thoughts On Plagiarism As A Thief, Blogger, And Author

33 Comments / Education / By

On Jan 2, 2024, Claudine Gay resigned as the president of Harvard University amid public outcry over her failure to support the safety of Jews on campus before Congress and allegations of approximately 50 counts of plagiarism. As an author and blogger, I observed the public judgment with fascination, considering that plagiarism has been regarded

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Fewer Self-Made Millionaires Than You Think: A Problem?

73 Comments / Wealth / By

Everyone aspires to be a self-made millionaire, but surprisingly, there are fewer self-made millionaires than commonly thought. Before finding out the answer, what percentage of millionaires do you think are self-made with no inheritance or significant financial help from their parents or relatives? Here’s a Bank of America Private Bank Survey of Wealthy Americans that

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How Couples Can Adopt The Same Financial Goals And Win

23 Comments / Budgeting & Savings / By

In 2024, I am transitioning from a spender to a saver’s mindset out of necessity. I am returning to frugal habits reminiscent of my lifestyle in the first thirteen years after college. This change is prompted by the need to rebuild liquidity. One area I’m targeting to cut expenses is food. After a three-month experiment

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2024 Financial Samurai Goals: One Last Year Of Intense Focus

65 Comments / Motivation / By

Happy new year everyone! For 2024, my theme of the year is, “One last year of intense focus.” This marks my 15th year running Financial Samurai, coinciding with both my children starting full-time school in September. Fatigue has set in, reminiscent of 2011 when I pondered leaving investment banking for good. That burnout prompted a

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2023 Financial Samurai Year In Review: More Fails Than Wins

44 Comments / Motivation / By

I’ve been writing year-in-review posts for over a decade now. It’s a rewarding way to document what went well and where I can improve. While 2023 brought more failures than wins, being alive and healthy fills me with gratitude. My theme for 2023 was “Back To Easy Living.” After an exhausting pandemic period, I aimed

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The Best Of Financial Samurai 2023 – Posts And Podcasts

2 Comments / Motivation / By

At the end of every year, I highlight the best posts and podcasts on Financial Samurai. Determining the “best” of Financial Samurai is both objective and subjective. For those new here, I started this site in July 2009, at the depths of the global financial crisis. I had been considering launching the site since 2006,

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