While watching some competitive 5.0 tennis, a top 1% level, I suddenly started to reflect on why the window of opportunity that many of us have is smaller than we think. From 2015 until 2021, I played at the 5.0 level. I lost 69.3% of my matches, but USTA’s computer algorithm wouldn’t drop me down […]
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Anticipating future trends can lead to smart investments. Drawing from my 22 years of real estate investing experience, I expect bidding wars to resurge in the housing market. The main reasons for the return of bidding wars in the housing market are as follows: If you believe the real estate market will strengthen, as I
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In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or a property you own after paying off the mortgage. This is a dilemma I wrestled with after recently paying cash for
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House rich, cash poor is when you have a lot of equity in your house but not a lot of cash. For whatever reason, a homeowner has untapped equity in their property but is unwilling or unable to withdraw it. Due to excessive spending habits or financial responsibilities, the homeowner feels poor. After paying for my
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After a bull market in 2023, let’s look at the 2024 Wall Street forecasts for the S&P 500. Overall, the 2024 S&P 500 targets range from 4,200 to 5,500. With the S&P 500 closing the year above 6,000, 2024 has turned out to be a banner year. Obviously, anything can happen over the course of
2024 Wall Street Forecasts For The S&P 500: More Positive Outlook Read More »
Now that I’ve published the 2024 S&P 500 predictions, let’s look at the 2024 housing market predictions by various industry experts. The forecast for 2024 home prices ranged from -1.7% to +4.1% when I first published this post at the end of 2024. Now as of January 29, 2024, the 2024 home price forecasts have
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In this Financial Samurai podcast (Apple, Spotify), I have the pleasure of speaking with NBA champion Shaun Livingston. Despite sustaining a devastating injury earlier in his career, he overcame and went on to win three NBA championships with the Golden State Warriors as a point guard. He then won a fourth championship as a Golden
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Everybody knows that being a long-term investor is the way to go. The longer you can stay invested in the stock market and real estate markets, the greater your chances of making more money. There’s just one big problem with being long-term investors. We eventually all run out of time. And if we run out
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Just like how the purchase price of a car is not the entire cost, the purchase price of a house is not the entire cost either. Let’s discuss all the surprising costs that may come after you close escrow. First of all, these are the unsurprising costs after you purchase a home: If you follow
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Empower surveyed 2,304 U.S. adults about financial happiness. And one of the most fascinating data points from the survey was that Millennials need to earn $525,000 a year to feel happy! Obviously, this is just one survey that doesn’t reflect all ~73 million Millennials born between 1981 – 1996. However, the income figure needed to
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