At the end of 2023, feeling burnt out and in need of a peaceful environment to work on my book, I opted for a wellness retreat lasting just one day. Instead of spending $2,000 a night at a wellness center in the middle of the woods, I chose to retreat to my vacant old house. […]
Rent Out, Sell, Or Create A Wellness House For Better Health Read More »
In this episode, I interview Ben Miller, the CEO of Fundrise, discussing his revised perspective on the real estate market for 2024 and beyond. I’ll then share my follow up interview with Ben for his outlook on 2025. Financial Samurai is an investor in Fundrise and Fundrise is a long-time sponsor of Financial Samurai. The
Past The Real Estate Market Bottom With Brighter Days Ahead Read More »
Want to save more for retirement? Good. People are not saving enough while working, which will hurt them when they are old. The key to saving more for retirement is properly forecasting your future. By the time you’re old, tired, and unmotivated, you want to have saved up enough passive income to cover your living
How To Save More For Retirement If You Don’t Make Much Money Read More »
While I consider myself frugal, there are instances where saving money isn’t worth the additional time investment. Let me share a story illustrating how excessive frugality cost me my health, productivity, and happiness. Recently, we decided to attend Monster Jam for the first time, an event featuring monster trucks racing and performing stunts. Getting there
Being Overly Frugal Can Be Terrible For Your Health And Happiness Read More »
On Jan 2, 2024, Claudine Gay resigned as the president of Harvard University amid public outcry over her failure to support the safety of Jews on campus before Congress and allegations of approximately 50 counts of plagiarism. As an author and blogger, I observed the public judgment with fascination, considering that plagiarism has been regarded
Thoughts On Plagiarism As A Thief, Blogger, And Author Read More »
Everyone aspires to be a self-made millionaire, but surprisingly, there are fewer self-made millionaires than commonly thought. Before finding out the answer, what percentage of millionaires do you think are self-made with no inheritance or significant financial help from their parents or relatives? Here’s a Bank of America Private Bank Survey of Wealthy Americans that
Fewer Self-Made Millionaires Than You Think: A Problem? Read More »
In 2024, I am transitioning from a spender to a saver’s mindset out of necessity. I am returning to frugal habits reminiscent of my lifestyle in the first thirteen years after college. This change is prompted by the need to rebuild liquidity. One area I’m targeting to cut expenses is food. After a three-month experiment
How Couples Can Adopt The Same Financial Goals And Win Read More »
Happy new year everyone! For 2024, my theme of the year is, “One last year of intense focus.” This marks my 15th year running Financial Samurai, coinciding with both my children starting full-time school in September. Fatigue has set in, reminiscent of 2011 when I pondered leaving investment banking for good. That burnout prompted a
2024 Financial Samurai Goals: One Last Year Of Intense Focus Read More »
I’ve been using Empower’s free financial tools, previously know as Personal Capital, to track my net worth, manage my cash flow, and optimize my investments since 2012. Let me share with you the most thorough and honest Empower review about their free financial application. From 2013 – 2015, I was also a consultant for the
Empower Review 2025: Best Personal Finance Tool Read More »
I’ve been writing year-in-review posts for over a decade now. It’s a rewarding way to document what went well and where I can improve. While 2023 brought more failures than wins, being alive and healthy fills me with gratitude. My theme for 2023 was “Back To Easy Living.” After an exhausting pandemic period, I aimed
2023 Financial Samurai Year In Review: More Fails Than Wins Read More »
