One of my biggest fears for renters came true. Rents surged due to rising home prices, increasing household formation, and not enough inventory during the pandemic. The main question now is: How long will rent increases last? We shouldn’t feel bad for those who’ve been against homeownership for years. You can find plenty of them […]
How Long Will Rent Increases Last? Some Advice For Renters Read More »
Taxes are our largest ongoing liability. As a result, it behooves us to optimize our taxes as much as possible. This post will discuss all the smart money-saving tax moves to make by year-end. It gets updated once a year to follow new tax laws. After fake retiring in 2012, my desire to make maximum income
13 Smart Money-Saving Year-End Tax Moves To Make Read More »
2023 housing price forecasts from various institutions range from -22% to + 5.4%. There is no consensus as to which way house prices will go. However, the bias is towards the downside. There is also the issue of forecasting the national median home price and the price of your local housing market. While we care
2023 Housing Price Forecasts: More Bears Than Bulls Read More »
Below are the newest 2023 Wall Street S&P 500 forecasts. The S&P 500 price targets range from 3,675 to 4,500. This implies returns of between -4.6% and +16.8% from the Dec 16, 2022 close of 3,852. The key risks to the S&P 500’s performance include earnings cuts and valuation compression. If these two things were
2023 Wall Street Forecasts For The S&P 500: Huge Dispersion Read More »
Enjoy your life, no matter the economic situation. If you do, then you’ll always be winning. The key is to recognize reality and take appropriate action. The Fed hiked another another 0.25% on March 23, 2023 to 4.75% – 5%. Despite multiple consecutive lower-than-expected monthly CPI numbers, a blowing up of regional banks and Credit
How To Enjoy Your Life After The Fed Ruins The World Read More »
The first rule of financial independence is to not lose money. If you lose lots of money, you are ultimately losing valuable time. Losing time is the biggest financial mistake you can make because time is the most valuable asset. Now let me introduce the second rule of financial independence: never expect your income to
The Second Biggest Financial Mistake You Can Ever Make Read More »
Minimalism and early retirement go together like peanut butter and jelly. Each item compliments the other. Minimalism helps get you to early retirement sooner because you are lowering your cost structure. Early retirement makes you want to simplify life so you can remain retired and enjoy your time more efficiently. Since 2012, I’ve worked on
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If you’re like me, chances are you are not part of the elite. Like 75% of college students, you may have gone to public school. For various lengths of time, you may have been underemployed or unemployed. Further, you definitely didn’t come from a rich family with prominent connections. Despite not being one of the
When The Elites Go On Strike, We Should Pay Attention Read More »
For the first year in retirement, I murmured this phrase over and over again, “I’m bored.” After regularly working 60 hours a week and interacting with clients, I suddenly had too much time on my hands. Instead of being bored, maybe what I really felt was loneliness. After my wife took the bus to work
Surprising Solutions To The Loneliness Epidemic Read More »
The greater the life insurance demand, the higher the anxiety of death. Good thing everyone can get an affordable term life insurance policy through Policygenius. Both my wife and I got new 20-year term life insurance policies during the pandemic given we have two young children. As a result, our anxiety went way won. One
Life Insurance Demand Quantifies The Anxiety Of Death Read More »
