Market timing is the strategy of making buying or selling decisions of financial assets by attempting to predict future market price movements. By timing the market, the hope is to make an eventual profitable decision. Market timing gets a bad rap partially because it’s difficult to do consistently to profit. Active fund managers consistently underperform […]
Why Market Timing Real Estate Is Easier Than Timing Stocks Read More »
If you’re thinking about retiring early, let me share some of the surprising benefits of early retirement I never anticipated. I retired in 2012 at age 34 and haven’t had a day job since. I thought long and hard for a year about retiring early, trying to forecast all the various scenarios. In fact, I
The Surprising Benefits Of Early Retirement I Never Anticipated Read More »
Early retirement sounds great and it is great for the most part. But there are negatives of early retirement life that also needs to be discussed. I retired early in 2012, at the age of 34 after a 13-year career in banking. But the years that followed felt unnatural, so I decided to keep busy
The Negatives Of Early Retirement Life Nobody Likes Talking About Read More »
If you want to upgrade your home, get excited! The perfect time to upgrade to your move-up home is coming. The window of opportunity is open with mortgage rates still high. But thanks to a strong stock market, robust labor market, and the Fed finally cutting rates, I’d look to buy a home now. Once
The Perfect Time To Upgrade To Your Move-Up Home Is Coming Read More »
Not only are we born with creativity, but we also have the power to become more creative with effort. The more creative you are the happier you will likely be. There is a tremendous amount of fulfillment when you create something from nothing. Being more creative could make you more money as well. It takes
How To Be More Creative: Advice From A Writer, Artist, And Pianist Read More »
For the first time in my life, I accidentally paid my estimated taxes twice. If you ever do the same, I want to share with you what happens next and when you’ll get your overpayment back. Bottom line: Don’t worry too much. You’ll eventually get your money back within six weeks.
Accidentally Paid Your Estimated Taxes Twice? Don’t Worry! Read More »
Here in the San Francisco tech startup scene, we have a term called “the trough of sorrow.” The trough of sorrow refers to the sadness that comes after a setback or a big win. After a setback, you’re tasked with finding product-market fit to survive given your company has a limited runway of cash. You
Overcoming The Trough Of Sorrow: Defeating An Emptiness Inside Read More »
You might be wondering why rich central bankers remain unrelenting in their desire to raise interest rates. After all, there are plenty of signs individual components of inflation are rolling over. Given each interest rate hike takes at least six months to have an affect on slowing the economy, the Federal Reserve could easily over
Understand How Rich Central Bankers Think So You Can Outperform Read More »
With heightened stock market volatility, more investors are looking for ways to hedge their portfolios or find some way to outperform the broader indices. Therefore, I thought it would be a good idea to interview Ananda Aisola, the co-founder of Composer, a new investment platform, which leverages artificial intelligence. For 13 years I worked in
Composer: An Investment Platform For The Future Read More »
After two of brainstorming, writing, rewriting, and editing during the pandemic, my book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom is now available! Let me share why I wrote a new personal finance book after writing about personal finance since 2009. Buy This Not That became an instant Wall
Why I Wrote A New Personal Finance Book: Buy This, Not That Read More »
