Making sure lifestyle inflation never gets ahead of our income and wealth inflation is a core fundamental in personal finance. Ideally, we want to widen that gap between income and expenses so that we can one day live free. However, what if you are already living free? Or what if your investment returns are so […]
Can Your Lifestyle Inflation Keep Up With Investment Inflation? Read More »
When it comes to your health, be risk-averse. When it comes to your money, you can be more risk-loving. After all, if your investment returns take a hit, you can always spend time earning back your losses through work. However, if you lose your health, you might never recover fully. Sure, having money to pay
Be Risk-Averse With Health, Risk-Loving With Money Read More »
To be savvy investors, we need to learn how to connect the dots. There are so many investment clues to discover all around us if we spend time observing. One of the dots I think I’ve connected is that old school health and fitness stocks are an intriguing laggard reopening trade. I’m not talking Peloton,
Health And Fitness Stocks: The Last Reopening Trade Read More »
The best time to own the nicest house you can afford is when you have the most number of people living in it. This way, your house is providing for the most number of people. The most number of people are enjoying your house. Finally, the cost is spread out and provides better value. Therefore,
The Best Time To Own The Nicest House You Can Afford Read More »
For the longest time, I’ve wondered whether Social Security is a dependable source of income for traditional retirees. As someone still over 22 years away from being able to collect, it’s hard to believe in the system given it is already underfunded by ~22%. Therefore, when the Social Security Administration announced the cost of living
Social Security Cost Of Living Adjustments: Keeping Up With Inflation Read More »
With all the talk about rents and the overall U.S. housing market, I thought it would be good to see how Fundrise’s various real estate funds have performed in this environment. At the end of the day, we can talk all we want. But, investment performance is what matters most. Fundrise is a real estate
Fundrise Investment Performance Update 2023 Read More »
A Roth IRA conversion is potentially a way to save on taxes in retirement. However, for most people, converting to a Roth IRA is probably a waste of time. It is highly unlikely you will make more in retirement than while working. As a result, your tax rate will likely be lower in retirement. I
A Roth IRA Conversion Is Probably A Waste Of Time And Money For Most Read More »
SPAC is an acronym that stands for Special Purpose Acquisition Company. SPACs have been making headlines primarily for helping some notable private companies go public. As a curious investor, it’s always good to explore new ways to potentially make money. But it is even more important to only invest in something you thoroughly understand. This
What Is A SPAC And How Does It Work? Another Way To Raise Capital Read More »
Being smart is generally a good thing. You can use your smarts to make more money and do more things with ease. However, what if you live in one of the smartest countries in the world. Can your smartness shine through when many of your peers are equally as intelligent? Or what if you live
Why The Smartest Countries Are Not The Happiest Read More »
There’s a saying that goes something like this: To feel rich, take whatever you earn and triple it. Once you get there, triple it again. In other words, due to hedonic adaptation, it’s impossible to ever permanently feel rich! We all know that making a top 1% income or top 0.1% income means you are
When Do You Finally Feel Rich? It’s Not Always About The Money Read More »
