If there’s a car in your blind spot and you swerve suddenly, there’s a good chance you’ll get into an accident. Your accident will not only cost time and money to fix, you might also suffer an injury or even die. If you have financial blind spots, the consequences can be just as severe. I can’t teach you […]
Common Financial Blind Spots On The Road To Financial Independence Read More »
November 2020 was a solid month. After a disappointing October 2020, the S&P 500 and NASDAQ returned 10.8% and 11.8%, respectively. After November’s gains, the S&P 500 is up 12% for the year. Could you have guessed that after being up ~30% in 2019, we’d be up another 12% during the middle of a pandemic?
November 2020 Review: Everything Is A Teachable Moment Read More »
Are you wondering whether you should buy your stock options after leaving a startup? This article will address whether you should or not. For background, I did buy my stock options when I left my startup after three years. It worked out well. A couple years ago, this one 28 year old woman I knew
Should I Buy My Stock Options After Leaving A Startup? Read More »
Dollar-cost averaging is the act of consistently investing in a particularly security over a set interval of time. Whether you know it or not, you are likely dollar-cost averaging every time you get a bi-weekly or monthly paycheck. For example, at the beginning of the year, you may elect a fixed percentage of your pre-tax
A Better Dollar-Cost Averaging Strategy For Your Investments Read More »
Back in 2011, I decided I wouldn’t pay off my mortgage until I retired. I was still working in banking and had a strong amount of cash flow. I thought I was going to work for at least another five years. Then, in 2012, I retired by negotiating a severance package that provided for six
Why I Won’t Pay Off My Mortgage Until I Retire Read More »
Inflation is elevated. As a result, let’s look at investments to hedge against inflation. If our income and our investment returns are not beating inflation each year, on a relative basis, we are losing. Therefore, it is up to each of us to at least keep up with inflation. My annual net worth growth target
Investments To Hedge Against Inflation: Farmland, REITs, Precious Metals Read More »
I’m not sure if homebuyers truly realize how much concentrated risk they are taking when they buy property. Most middle-class homeowners have a majority of their net worth in their primary residence (~80%). This can be dangerous during a downturn. Therefore, I want to use this post to discuss the main types of investment risk
The Main Types Of Investment Risk Exposure To Be Aware Of Read More »
A bullish indicator gives investors more confidence to buy or hold a position. There are many variables to track when making an investment decision. However, this bullish indicator has been flashing green since 2Q2020 and is still flashing green today in 2021. As I was updating my post on helping people decide whether to pay
A Favorite Bullish Indicator For Stocks Is Still Flashing Green Read More »
Do you want to destroy debt quicker? You’re in luck because I have the best way to destroy debt quicker and boost your wealth faster. If you haven’t noticed, we live in a consumerism society where we are bombarded by advertisements that compel us to spend on things we don’t need. Some things are definitely
Destroy Debt Quicker: An Easy And Painless Way To Be More Free Read More »
Patient capital is the key to long-term wealth creation. Patient capital is the opposite of active trading and non-stop speculating. One of the main reason why I invest in real estate and venture capital is because they encourage investors to invest for the long term. Liquidity is overrated. Once you have about six months worth
Patient Capital: The Key To Long-Term Wealth Creation Read More »
