This is a detailed review of Otis, a collectibles investing platform. Ever since I was young, I’ve been a collector with the little money I had. As an adult, it’s so fun to be able to buy things I couldn’t afford as a kid. Some of my favorite memorabilia include retro-Jordans and He-man figures from […]
Otis: A Fun Way To Invest In Cultural Assets And Collectibles Read More »
Roadside assistance is important. Without roadside assistance coverage, you could be stranded in the middle of nowhere for hours! However, I’m not sure getting roadside assistance coverage insurance is worth it. It all depends on how old and unreliable your car is. When I drove an old beater, getting roadside assistance coverage and an extended
Should I Get Roadside Assistance Coverage Insurance? Hell Yeah! Read More »
The decision to pay down debt or invest is a personal one. It depends on a lot of factors such as risk tolerance, your number of income streams, liquidity needs, family expenses, job security, investing acumen, retirement age, inflation forecasts, and bullishness about your future in general. I’ve had hundreds of people ask me whether to
Pay Down Debt Or Invest? Implement FS DAIR Read More »
Although the Roth IRA is an important tax-advantaged retirement account, there are also disadvantages of the Roth IRA that are seldom discussed. For years I’ve been an opponent of the Roth IRA. After the government came out with its tricky way to let us all do a “one-time” Roth IRA conversion from our traditional IRAs,
Disadvantages Of The Roth IRA: Not All Is What It Seems Read More »
Since 2007, the Michelin Guide has awarded The French Laundry their highest rating of three stars. Unless you’re really rich or a politician, you will likely have to wait months to get a reservation at this Yountville, California restaurant in Napa Valley. Deca-millionaire California Governor Gavin Newsom and his wife were spotted having an opulent dinner
How Rich Must You Be To Dine At French Laundry Like Gavin Newsom? Read More »
There are good times to retire early and then there are bad times to retire early. I’d like to highlight the worst times to retire early to prevent you from living a suboptimal life. As someone who retired in 2012 and mentally un-retired by 2014, I feel it’s my duty to share all the landmines
Top 10 Worst Times To Retire Early (Or Retire Normally) Read More »
How much life insurance do you really need? I’ve wondered this question multiple times through the course of my life. This post will help you figure out how much life insurance to get to protect yourself and your dependents. The key thing to realize is that your life insurance coverage needs change over time. When
How Much Life Insurance Do I Really Need? Read More »
Having honor and pride are good traits. For example, I’m unwilling to break the rules of FIRE to win the game. But having honor and pride can also be detrimental to your quest for financial freedom and living a better life. Life is already hard enough. Don’t make it even harder by being so stubborn!
Don’t Let Honor And Pride Keep Your Life On Hard Mode Forever Read More »
One of my financial regrets was not buying a multifamily investment property in my late 20s. Instead of taking advantage of multifamily investment opportunities to generate more passive income, I decided to buy a four bedroom, three and a half bathroom single family home and live larger instead. The house wasn’t huge at ~2,300 sqft.
The Best Multifamily Investment Opportunities Post-Pandemic Read More »
When there are mortgage market abnormalities, we must take advantage to get the lowest rate and best terms possible. Mortgage market abnormalities happen all the time, as I’ll show in this post. There were two mortgage abnormalities to learn from in 2021. This case study can help us take advantage of future mortgage market abnormalities
Mortgage Market Abnormalities: Take Advantage To Get The Best Rates Read More »
