One of the most important things in maintaining good financial health is a strong credit score. One of the easiest ways to avoid a bad credit score is regularly checking for credit report errors. How often are there errors on a credit report? Surprisingly all the damn time! Check For Credit Report Errors Often It […]
How Often Are There Errors On A Credit Report? All The Damn Time! Read More »
The average credit score for approved mortgages is finally declining a little bit. As thousands of homeowners smartly refinance their mortgages during the global pandemic, banks are getting more competitive. Before the 2008 – 2009 recession, the average credit score for approved mortgages averaged around 720. 720 is actually the cut-off point between “Good” and
The Average Credit Score For Approved Mortgages Read More »
And just like that, I’m no longer in the 800+ credit score club full of beautiful people. As part of my mortgage application process, the bank had to pull my credit score. The big white envelope in the mail with the results reminded me of my college acceptance letter way back in 1994. When I
What’s Hurting My Credit Score And Why Is It Fluctuating So Much? Read More »
Should a credit check be allowed or required by an employer? Perhaps. However, times are so difficult already for millions during a pandemic, legislation might outlaw such a thing. Further, after the economy collapsed in 2008-2010, it’s not uncommon for people to have lost their homes to foreclosure or short-sale. One’s credit score usually gets
Should A Credit Check Be Allowed Or Required By An Employer? Read More »
I recently had a connect the dots moment I’d like to share with you. In a program called FICO Score Open Access, FICO announced on November 4, 2013 that it plans to allow any lender who uses FICO scores to determine an applicant’s creditworthiness to allow the score to also be available to all applicants
FICO Score Open Access: You Now Get A Free Credit Score When You Apply For A Credit Card Read More »
The corollary between straight A’s and a perfect credit score is beautiful. With straight A’s in high school, the chances of you getting into a top university with a merit scholarship increases drastically. After all, how many valedictorians do you see go to Chico State? With straight A’s in college, you’ll be invited back to
Would You Rather Have A Perfect Credit Score Or Perfect Grades? Read More »
Corporate greed by PG&E killed my friend’s family. It is a sad sad story. Pacific Gas & Electric (PG&E), your San Bruno gas pipeline blast killed my friend’s wife of over 20 years and his daughter in 2010. Thousands of people depend on you for energy to heat their homes and cook their food. How
Corporate Greed By PG&E Killed My Friend’s Family And My Credit Score Read More »
