Here are the best rewards credit cards for your review. I’ve spent dozens of hours analyzing the best cash back and sign-up bonuses today. There once was a time I was rich, but never famous as I traveled internationally four times a year for business. Each destination hosted loads of other folks who wanted to […]
Who Should Get A Black Card? Probably Not You! Read More »
These are the best rewards credit cards today. They have the best cash back credit card rewards and the highest sign-up bonuses. I used to receive a ton of credit card solicitations in the mail until I finally put my address on the do not spam list. Some of the credit card rewards offers really
Don’t Let A Credit Card Rewards Program Change Your Spending Habits Read More »
One late payment can kill your credit score. Therefore, it is very important for you to be diligent and pay all your bills one time. The higher your credit score, the easier it is to access credit (borrow money). In addition, you get to borrow money at a lower rate. FICO gave a small peek
How One Late Payment Can Kill Your Credit Score Read More »
Patch Homes has rebranded to Noah in 2020. This post is a Patch Homes / Noah review. Unfortunately, as of 2024, Noah is no longer in business after 7 years. Its founder, Sahib Gupta is now a portfolio manager at Point. I’ve got around $1,800,000 in home equity locked up in one property. The property
Patch Homes Review: A Better Alternative To A Home Equity Line Of Credit Read More »
SoFi started in 2011 and is a lending company that recently surpassed $15B in funded loans as of 2017. They have 225,000+ customers, 240 employees and have raised $1.9 B in equity funding after raising $500M led by Silver Lake in February 2017. Here is my SoFi review. The company was founded by Mike Cagney, Dan
SoFi Review: Social Lending For Student Loans, Mortgages, Personal Loans Read More »
Everybody needs to borrow money some time. Peer-to-peer lending is a good alternative if you don’t want to pay usurious rates from loan sharks, if you’ve been denied a loan by your local bank or credit union, or if you are just too embarrassed to ask someone you know for help. From $1,000 for an
The Main Reasons To Borrow Money Through Peer-To-Peer (P2P) Lending Read More »
Student loan debt is at a record high at about $1.8 trillion. In a January 2023 report, the analysis showed that the average debt per borrower was over $37,000 for federal student loans and nearly $55,000 for private loans. But is it really a big deal when incomes are at record highs and the unemployment rate
Average Student Loan Debt Is At A Record High – Where’s The Crisis? Read More »
My biggest weakness is being unable to generate enough organic motivation to keep on hustling. I used to get up by 5am every weekday to work for 2-3 hours before work. Then I’d get home by 8pm and work another 1-2 hours on my side hustles. There was this massive internal drive to go all out
Embrace Your Debt To Boost Your Organic Motivation Read More »
Consumer debt is bad. Please don’t accumulate credit card debt and other debt if you want to achieve financial freedom. During the depths of the financial crisis, one of the proposals I sent to the Obama administration was to institute spending curbs based on high school or college grade point averages. It didn’t matter whether
Should We Still Be Spending Money And Having Fun While Deep In Consumer Debt? Read More »
Guaranteed returns are always nice. Unfortunately, guaranteed returns are generally very low, especially in this low interest rate environment. Due to low interest rates, investors have been investing in risk assets for greater returns. The first thing we need to understand is money used to invest in a CD, pay down a mortgage, or pay off student loans should
