Corporate greed by PG&E killed my friend’s family. It is a sad sad story. Pacific Gas & Electric (PG&E), your San Bruno gas pipeline blast killed my friend’s wife of over 20 years and his daughter in 2010. Thousands of people depend on you for energy to heat their homes and cook their food. How […]
Corporate Greed By PG&E Killed My Friend’s Family And My Credit Score Read More »
Eventually, you will come across a greedy banker or thoughtful banker when doing any type of business. Let’s discuss a banker’s sentiment, because often, the people in finance are unfairly stereotyped as bad people. My friend is leaving his job of the past five years to work on his own start-up. When he got an
Greedy Banker or Thoughtful Banker? Read More »
I’ve decided to start a new series entitled, “Credit Card Enlightenment” revealing a portion of what I spend on a monthly basis from my personal credit card and any enlightenment that is found through the analysis. All of us should have at least one rewards credit card to earn points and miles. The economy is
Credit Card Enlightenment: Track Your Expenses Wisely Read More »
Debt and bankruptcy are two words most people frown upon. After all, debt is usually the cause of bankruptcy followed by an excuse of a lack of income. I look at debt as a key motivator. Debt is something that has driven me to work harder. Without debt, I would ironically feel a little empty
Debt and Bankruptcy Go Together Like A Horse And Carriage Read More »
What would you do with $250,000 right now? Imagine waking up one morning to see a Genie at the foot of your bed with milk and cookies. She grants you the wish of converting your future earnings or current illiquid net worth into $250,000 cash. For example, say you were to work for 20 more years
What Would You Do With $250,000 Right Now? Read More »
With the miserable state of the economy today, some are desperate to find ways to attack their debt. People want to avoid bankruptcy or losing their home and savings. The sad reality for many is that bankruptcy and foreclosure are the only events on their financial horizon. In order to attack your debt and free yourself
Attack Your Debt From All Levels To Improve Your Finances Read More »
During market panics, debtors and investors win, while savors lose. Let me explain. I’m feeling a little sadistic right now. A large part of me is hoping the equity markets take a big dump again before the end of summer. Bring on the pain baby! I thought I was absolutely done with refinancing my primary
During Market Panics Debtors And Investors Win While Savers Lose Read More »
The debt relief industry doesn’t really have the greatest reputation for some reason or another. Perhaps the reason is because we secretly harbor resentment for people who get in way over their heads and look for solutions other than paying off their debt! When you can solve your debt situation yourself by begging, pleading, calling your
Understanding The Debt Relief Industry Read More »
Greece is in trouble. Will Greece default and blow up the world? Maybe. 16.8%. That’s how much the current Greek 10-year bond yield is producing thanks to their debt mess. 16.8% is a juicy 13.9% higher than the current US 10-year yield to put things in perspective. The question on everybody’s mind is will lawmakers pass
Will Greece Default And Blow Up The World? Read More »
We all know the old adage, “you can’t judge a book by its cover.” What you might not know is that banks apparently had this in mind when branding business credit cards. You see, one would think there’d be significant differences between general-consumer and business credit cards. However, according to a recent Card Hub study,
Small Business Credit Card Issuers: The Good, The Bad, and The Ugly Read More »
