An Income Sharing Agreement, or ISA, is an alternative way for students to pay for university. Traditionally, students take out loans and take all the risk. If a student graduates from college with no job or a low-paying job, a university isn’t going to make up the difference. This asymmetric risk profile is one of […]
Edly Review: A Way To Invest In Income Sharing Agreements (ISAs) Read More »
In March 2020, we pulled our son from preschool. We ended up homeschooling him until August 25, 2021, or for 18 months. He’s now attending a language immersion preschool, which goes up to the 8th grade. Our experience has taught us that homeschooling can be incredibly beneficial. It is more efficient and can provided customized
Homeschooling And The Decision To Teach Our Own Children Read More »
Getting financial aid is a common way for students and parents to afford college. This article will share how to get financial aid making multiple six figures a year. That’s right. Even if your family makes multiple six figures a year, you can still get financial aid. That said, not financial aid is created equal.
How To Get Financial Aid Making Multiple Six Figures A Year Read More »
Although I’ve got a lot of opinionated posts, it doesn’t really matter if you disagree with my stance so long as what you do with your money doesn’t adversely affect others. There’s really no need to worry about other people’s finances. If your way works for you that’s all that matters. If it stops working
There’s No Need To Worry About Other People’s Finances Read More »
Wondering how much to contribute to a 529 plan? This article provides a proper framework for 529 plan contributions by age. The idea is to contribute enough so that the 529 plan can comfortable cover most, if not all of your child’s college expenses when the time comes. For background, I am a father of
Determining How Much To Contribute To A 529 Plan: Too Much No Good! Read More »
Why bother working hard all your life for a chance at financial freedom if you don’t have to? Instead of directing all your energy to making more, saving more, and investing wisely, it might be a better use of your time to identify where the wealthy and the potentially wealthy hang out. Therefore, you get
Should I Get An MBA To Find A Wealthy Husband Or Wife? Read More »
Are you wondering whether to superfund a 529 plan? My wife and I did for both our children when they were born in 2017 and 2019. I’ll share with you our reasonings in this post. If you can superfund a 529 plan, I think you should. It feels good to have your child’s education fund
Should I Superfund A 529 Plan? Evaluating The Pros And Cons Read More »
One of the main questions that has come out of my 529 savings guide by age post is whether to contribute to a Roth IRA or a 529 plan to pay for college. This is a great question I did not think about because contributing to a Roth IRA is not something I have ever
Roth IRA Or 529 Plan To Pay For College: Comparing The Pros And Cons Read More »
The 529 plan is one of the best was to save and invest for your children’s college education. Although you contribute after-tax dollars, your investments get to compound tax free. When used for qualified educational expenses, there are not taxes. Let us dig deep into the recommended 529 plan amounts by age. The appropriate 529
Recommended 529 Plan Amounts By Age: Careful Saving Too Much Read More »
There is a never-ending debate between going to public or private school. Is private grade school and private university really worth it? I’m not so sure in this day and age of high inflation and free online education. Personally, I went to international private school while my parents were stationed abroad until I was 13.
Public Or Private School? Paying $1 Million For Private Not Worth It Read More »
