Have you ever wondered how you can get life insurance for free? I’m not talking about getting free life insurance from work. The life insurance amount usually isn’t enough. I’m talking about how to get free life insurance outside of work. My wife and I have life insurance because with have two young children, a […]
How To Get Life Insurance For Free: Make More Money Read More »
One of the main reasons why people delay having children is its cost. Rising prices for daycare, preschool tuition, and shelter plus the opportunity cost of not working, partially explains why our population replacement rate is declining. The cost of raising children worried me so much that I actually had a $1 million net worth
The Unexpected Financial Benefits Of Having Children Read More »
Are you a stay-at-home father or father who spends a lot of time with his children? If so, you may be second-guessing your decision to spend so much time with them during their early years. Without some reciprocating love, you might be wondering whether your effort is worth it. You see, the more time and
The Age Children Begin Loving Their Fathers As Much As Their Mothers Read More »
Lending money out or asking to borrow funds from friends and family can be quite a conundrum. One of my tennis buddies told me a funny story about borrowing money from his parents. He was 28 at the time and asked for a $30,000 loan to buy a condominium. Since his parents had the spare
Lending Money To Friends And Family: How To Determine When It’s OK Read More »
One of the worries about entering the decumulation phase is that you might start spoiling your adult children. If you end up giving your adult children so much money, you might just take away their motivation to work! Being able to earn your own money and provide for your family creates one of the most
The Fear Of Spoiling Adult Children By Giving Them Money Is Overblown Read More »
If you love your spouse, you’d make them financially independent. If you don’t truly love your spouse, then you’d make them depend on you for all their financial needs. Depending on someone for money is a terrible feeling. Imagine being a grown adult and returning home to live with your parents after four years of
If You Love Your Spouse, You’d Make Them Financially Independent Read More »
I’ve mentioned one of my regrets was having kids late. I was too focused on my career. Then I became too focused on achieving financial independence to make room for little ones. Ideally, I would have liked to have had my first kid at age 34 instead of at age 39. However, a conversation with
Dear Older Parents, Having Kids Late Might Be The Best Choice After All Read More »
Much has been written about the high cost of having kids. Spending $300,000 – $1,000,000 per kid through high school is a lot of money. However, less has been written about how having kids may make you richer and a better person. Let’s change the dialogue with this article now that I’ve been a stay-at-home-father
How Having Kids Can Make You A Richer And Better Person Read More »
One of the most popular posts on Financial Samurai is The Average Net Worth For The Above Average Person. But what about the average net worth for the above average married couple? After all, you’re not really getting ahead financially if your finances are just like every other couple’s finances. Life is so much easier
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Do you have parental guilt? Welcome to the club. The vast majority of articles already address mom guilt. Therefore, I’d like to discuss more about the dad guilt epidemic. After all, it takes two to make a baby. Unfortunately, men don’t have a culture of readily sharing our feelings. As children, we are told that “big
Dad Guilt Epidemic: Ways To Overcome Feeling Like A Bad Parent Read More »
