Family Finances

What’s The Best Age To Have A Baby? 20s? 30s? 40s+?

If you’re wondering what’s the best age to have a baby, I’ve got some very important thoughts for you. Having children is one of the best things you’ll ever do. Children make like more meaningful. Their love will fill the household. But children are also hard work. And your happiness will likely plummet in the […]

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A Severance Negotiation Success Story For Parents Looking To Leave Work

Parents looking to leave work, listen up! As someone who literally wrote the book on how to negotiate a severance, let me share with you a severance negotiation success story if you want to leave your job to spend more time with your kids. Severance negotiation success stories give uncertain employees more confidence to negotiate

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Have A Net Worth Goal Before Having Children: How About $1 Million

Children are expensive. The more you love your children, the more expensive they will likely be! Therefore, you should have a net worth goal before having children. This way, you can provide them the world without getting overly stressed about your finances. Money is constantly a top three reason why couples fight. And once you

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Determining How Much To Contribute To A 529 Plan: Too Much No Good!

Wondering how much to contribute to a 529 plan? This article provides a proper framework for 529 plan contributions by age. The idea is to contribute enough so that the 529 plan can comfortable cover most, if not all of your child’s college expenses when the time comes. For background, I am a father of

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Financial Dependence Is The Worst: Why Each Spouse Needs Their Own Bank Account

Financial independence is the best. Financial DEpendence is the worst. If you truly love your spouse, you would make them financially independent. Don’t let them always feel like they have to ask for money or ask for permission to spend money. If you plan to get married, then you better not get divorced. Otherwise, what’s

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Never Let A Crisis Go To Waste: Three Things Every Household Should Do Now

The coronavirus pandemic is a crisis. As such, we should never let a crisis go to waste. There’s always something good to be done during difficult times. Before the coronavirus, our family of four had everything planned out. We were going to lead a simple, early-retirement lifestyle in the San Francisco Bay Area. Our three-year-old

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