One of the downsides about early retirement is the expensive cost of healthcare in America. Without an employer subsidy, the average cost for a family healthcare insurance plan is about $24,000 in 2024. This post is about how to compare health insurance plans and save money. The extreme cost of healthcare is one of the […]
How To Compare Health Insurance Plans And Save Money Read More »
Everywhere I go, I hear the benefits of the Health Savings Account, or HSA for short. People say an HSA is one of the best ways to save for retirement. It obviously is a great way to pay for inevitable medical expenses given the tax benefits. But is it worth having a high deductible plan
The secret to weight loss is not more exercise. The secret to weight loss is eating less. In the process of eating less, you’ll also save more money. I wrote this post on July 25, 2009, and wanted to revisit it 11 years later. I was 165 – 167 lbs back then. Today I’m 168
The Secret To Weight Loss: Losing Your Way To More Money Read More »
Let’s talk about the biggest downside to daycare and preschool. The downside has become extremely apparent post pandemic. When it comes to analyzing the downside for daycare and preschool, most parents think about cost as the biggest downside. Then there is the societal pressures that come with sending your kids to daycare (not so much
The Biggest Downside To Daycare And Preschool Is Not The Cost Read More »
There are many benefits of being short I’d like to discuss in this post. I firmly believe being tall is overrated. Unless you are a basketball player, volleyball player, wide receiver, or tennis player, there’s not much benefit to being tall. I’m 5’10”, the average height in America. If I played in the NBA, I’d
Paying For Height Is A Waste Of Money: The Many Benefits Of Being Short Read More »
Well now, it looks like some people weren’t very happy with my defense of people who like to eat out to win business or order food delivery to save time and their marriages. I’m not sure whether the true anger lies in going against the food preparing norm or highlighting the truth about how we
The Healthiest Foods To Make You Fit And Rich Read More »
The Affordable Care Act (Obamacare) is a way to help lower-income individuals and individuals without health care afford health care. Although health care is still extremely expensive, the Affordable Care Act provides subsidies. This article will look at the subsidy amounts by income for the the Affordable Care Act. I’m a supporter of ACA despite
Subsidy Amounts By Income For The Affordable Care Act (Obamacare) Read More »
According to the Kaiser Family Foundation, the average cost of family health insurance offered by companies is now a whopping $20,576 a year, or $1,714.66 a month. Employers paid for 71% of that cost on average. Meanwhile, the average premium for single workers was $7,188 a year, or $599 a month. Employers covered 83% of
The Average Cost Of Family Health Insurance Is Now Outrageously High Read More »
There’s a happiness conundrum that needs solving. Despite living in a rich country with income levels that put us in the top 1% in the world, there are still many unhappy people. This post explores why we are not happier and what we can do to elevate our happiness. At the end of the day,
Solving The Happiness Conundrum In Five Moves Or Less Read More »
Without healthcare subsidies, healthcare in America is extremely expensive. For example, my family of four is paying $2,500 a month for a Gold plan because we are receiving no healthcare subsidies. We would get a Platinum plan, but it’s simply too expensive. If we reduced our income to be no greater than 400% the Federal
