Recently, I was reminded how important it is to have personal property insurance. One of my tenants had his car “broken into” while it was parallel parked outside the house. The robber took his new set of golf clubs worth ~$3,000. I put “broken into” in quotes because no window was smashed. He apparently left his car unlocked. So who […]
Understanding Personal Property Insurance For Your Valuables Read More »
The Affordable Care Act (Obamacare) is a way to help lower-income individuals and individuals without health care afford health care. Although health care is still extremely expensive, the Affordable Care Act provides subsidies. This article will look at the subsidy amounts by income for the the Affordable Care Act. I’m a supporter of ACA despite
Subsidy Amounts By Income For The Affordable Care Act (Obamacare) Read More »
When it comes to buying auto insurance, more consumers are shopping online versus calling up insurance carriers. A record 4 million auto insurance policies were purchased online in 2023. That’s an increase of 200% since 2006, according to the U.S. Online Auto Insurance Report by ComScore. It’s not that surprising given the way everything we
Basics Of Buying Auto Insurance Online To Save Money Read More »
According to the Kaiser Family Foundation, the average cost of family health insurance offered by companies is now a whopping $20,576 a year, or $1,714.66 a month. Employers paid for 71% of that cost on average. Meanwhile, the average premium for single workers was $7,188 a year, or $599 a month. Employers covered 83% of
The Average Cost Of Family Health Insurance Is Now Outrageously High Read More »
It’s been two weeks since I found out I was being scammed by my insurance company. I sent in my 8 month old house appraisal to Tricky Dick, who is trying to raise my home insurance premium by 45% since their inspection 7 months ago. Their shady inspector made my house 50% larger than it
Resolving My Insurance Company Home Premium Scam Read More »
Whether you are unemployed by choice or due to unfortunate circumstance, having health insurance is a must. According to The American Journal Of Medicine, 62% of all bankruptcies in 2007 were health related and that’s before the economic meltdown. What’s more frightening is that back in 2001, health related bankruptcies were “only” 45% of total.
Cheap Health Insurance Options For The Unemployed, Self-Employed, Or Early Retiree Read More »
When I became a father, one of the first things I did was call up my life insurance provider to review how much life insurance I have and go through the various term life insurance options. My carrier reminded me that my existing $1,000,000 term life policy is set to expire in 2022. I’d purchased
Beware Of The Life Insurance Bait And Switch Tactic Read More »
Every year I review my home insurance policy to make sure I’ve got the proper coverage. The reason why it’s important to check is because home insurance policies and pricing change all the time. For example, there might be discounts or special offerings for one. Meanwhile, your insurance company might slip in some extra charges
The Ideal Amount Of Home Insurance To Protect Your Property Read More »
Before my COBRA (healthcare for departed employees) ran out, I decided to get a physical exam. It’s been three years and it was about time. Many insurance companies offer one free physical every year. Give your insurance company a call to find out if yours is one of them. That’s a $200-$500 “savings” every year
How Often Should You Get A Physical And How Much Does It Cost? Read More »
