Investments

Recently, I received a capital distribution from a private real estate fund, and it couldn’t have come at a better time. The experience brought me both joy and relief from being house rich cash poor, prompting me to share it in the hope that it might inspire you to invest more for your future. After […]

In general, the longer you stay invested, the greater your chance of making money. To help you maintain a long-term investment approach, it’s imperative to develop an investment thesis. Drawing from my experience in investing since 1995, it’s sometimes easy to get shaken out of a particular investment. Or it’s easier for some people to

With stocks again at or near record highs, it’s a good idea to find ways to spend some of your stock market gains. Owning stocks provides no utility or inherent joy (unless you’re a lover of money itself), so we must sell on occasion to capture its benefits. When I first began investing in stocks

After a bull market in 2023, let’s look at the 2024 Wall Street forecasts for the S&P 500. Overall, the 2024 S&P 500 targets range from 4,200 to 5,500. With the S&P 500 closing the year above 6,000, 2024 has turned out to be a banner year. Obviously, anything can happen over the course of

Everybody knows that being a long-term investor is the way to go. The longer you can stay invested in the stock market and real estate markets, the greater your chances of making more money. There’s just one big problem with being long-term investors. We eventually all run out of time. And if we run out

If you want to invest in venture capital, you now can by investing in the Fundrise venture product. Fundrise has democratized access to venture investing with only a $10 investment minimum for all investors, not just accredited investors. In comparison, traditional venture capital funds are invite only and have $100,000-$250,000 minimums. I’ve invested $253,000 in

Are you ready for another recession? A recession tends to happen every 5-7 years and lasts on average for 11 months, so you might as well prepare for a future one. There may be more regional bank failures lurking. If so, mass layoffs will spread across multiple industries, not just tech and finance. And the

Investors and particularly homebuyers are wondering when will the Fed finally start cutting rates? After 11 rate hikes so far since 2022, investors and homebuyers are starting to feel the strain of higher borrowing costs. The longer the Fed Funds rate stays high, the more negative impact it will have on the economy. Ideally, the

If you’re thinking about holding individual municipal bonds as a safe and liquid source of funds, think twice. Owning highly-rated municipal bonds is low risk. However, selling individual municipal bonds can be incredibly expensive and cumbersome. Unlike stocks, which now have $0 trading fees and ample liquidity, municipal bonds have a much less liquid market.