The real estate industry is shady. From shady appraisers to stubbornly high commissions even after huge improvements online. The good thing about a shady industry, however, is that you can deploy various tactics to get yourself a better deal. The appraiser came out to my rental the other weekend and spent a total of 3 […]
The Shady Real Estate Industry: Misleading Appraisals Read More »
For the longest time, homeownership has been considered a part of the American dream. However, as the housing market continues to go up post-pandemic, perhaps we should question whether this dream should continue? This post was originally published on Nov 29, 2011, right after the Global Financial Crisis. The housing market got crushed and many
Should Homeownership Still Be The American Dream? Read More »
Are you thinking about doing a cash-out refinance on your property? First of all, make sure you understand what is involved and how it differs from a HELOC and cash-in refinance for that matter. Cash-out refinances generally increase during a housing bull market. However, if the real estate market declines, those who cashed out will
To Cash-Out Refinance And Make It Rain…. Or Not Read More »
Conducting a cash-out mortgage refinancing is a way to lower your tax bill. And we all want to lower our taxes! You should defer or shield as much income as comfortably possible until retirement to minimize your present tax bill. The odds of your retirement income equaling your working income is slim-to-none. Therefore, your retirement tax
Cash-Out Mortgage Refinancing As A Way To Lower Your Tax Bill Read More »
During market panics, debtors and investors win, while savors lose. Let me explain. I’m feeling a little sadistic right now. A large part of me is hoping the equity markets take a big dump again before the end of summer. Bring on the pain baby! I thought I was absolutely done with refinancing my primary
During Market Panics Debtors And Investors Win While Savers Lose Read More »
Someone once said “there’s no such thing as a free lunch”. They lied. With $50,000 a year, you can buy yourself 5,000 free lunches thanks to the generosity of the government! What are you talking about, I can hear you thinking. It’s pretty simple really. In addition to giving struggling homeowners a free $50,000 over a
How To Make $50,000 A Year For Free From The Government Read More »
Do you want a bailout gift from the government? Well, it’s happening all the time with the CARES Act, enhanced unemployment benefits, stimulus checks, and more. The fact of the matter is, we paid for the bailout gifts through taxes. The Emergency Homeowner Loan Program, or EHLP, aka Government Big Daddy Bailout Fund will provide
Free $50,000 Bailout Gift From Government To Homeowners! Read More »
If we want to boost government revenue, then renters should pay more taxes. With more renters paying more taxes, we can better fight for equality and help all people. The more people who can pitch into pay taxes, the stronger our economy. Every winter and spring, millions of homeowners across America pay their property taxes.
Renters Should Pay More Taxes To Fight For Equality Read More »
As one can guess, higher paying jobs leads to higher costs of living. In fact, more than half of the 20 cities surveyed by the US Census Bureau are based in California. Let’s look at where Americans pay the most to live and why. How is it that California is so dominant in the expensive costs
Where Americans Pay The Most To Live And Why Read More »
“The New Rules For Mortgages” by Dale Siegel provides a fantastic understanding of everything you need to know about mortgages. For many, a home is the single biggest purchase of their lives, and the mortgage is a necessary instrument for making homeownership dreams a reality. Qualifying for a mortgage is daunting, but it doesn’t have to
Book Review: The New Rules For Mortgages Read More »
