Retirement

10+ Years Of Fake Retirement Later: The Most Important Takeaways

In February 2012, I decided to negotiate a severance to break free from corporate life. By mid-June 2012, I had received a severance check and the last of my three months of WARN Act pay. More than thirteen years of fake retirement later, I want to share with you some of my biggest takeaways. Overall, […]

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Treat All Investments As Expenses If You Want To Grow Richer

Some people who critique my various budget charts are annoyed I list retirement contributions and investments as expenses. Therefore, I thought I’d explain my logic in this post. Once you start treating your retirement contributions and investments as expenses, you will begin to build much more wealth than the average person. And once you build

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Net Worth Required To Be Considered Wealthy In Various Cities

Everybody wants to be considered wealthy. But how big of a net worth is required to be considered wealthy or rich in some of the biggest cities in America? Charles Schwab’s annual Modern Wealth Survey shares its insights for 2022. In the U.S. overall, the survey says it takes a net worth of $2.2 million

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Overcoming Money Trauma: Why I Retired To Taiwan With Only $600,000

After sharing how one man retired at age 41 with a household net worth of $4 million, I thought it would be good to share another story about early retirement from a completely different situation. This story comes from money trauma and how it is being conquered. One of the complaints about the $4 million

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Travel Blogging: One Key To A Happier Retirement

While working in finance, I fantasized about travel blogging. I saw a bunch of people write about all the new places they visited. They chronicled the food they ate and the activities they did while making money online. Given their niche was travel, they could also deduct their travel expenses from their online income. It

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My Secret To Retiring Early With Only A $4 Million Net Worth And Two Kids

The following is a guest post from a long-time Financial Samurai reader named Joona. He shares his secret to retiring at age 41 with a $4 million net worth, a wife, and two kids ages three and six. I really love hearing about early retirement case studies and how my writing has helped people reach

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Your Dynamic Safe Withdrawal Rate In Retirement Can Now Increase

If you want to build above-average wealth, you need to be dynamic in thought and in action. The world is ever-changing, which is why you should stay flexible. This is why having a dynamic safe withdrawal rate in retirement will help you build more wealth and increase your survivability. Those who remain rigid will suffer

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Sequence Of Returns Risk And How It Affects Your Retirement

Sequence of returns risk refers to the risk of receiving lower or negative returns early in a period when withdrawals are made from an investment portfolio. Withdrawals are made from an investment portfolio usually during times of financial duress or more traditionally, during retirement. If you happen to retire before a bear market hits, you

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