Retirement

Learn more about how to reduce your 401K mutual fund fees through portfolio analysis with Personal Capital.

The sooner you start planning for retirement the better. Too many people wake up 20 years from now and wonder where all their money went. By having specific financial goals by age, your retirement will be more comfortable than if you had decided to just wing it. I suspect being overwhelmed with choices is one

This post will provide a guide for how much your net worth or savings should be based on income. Too many people go through life just winging their finances. No wonder why most people end up in old age wondering where all their money went. If you’ve been making $500,000 a year for a decade

If you plan to retire, it’s good to know what age do most people retire in America. You don’t want to be a misfit and retire too soon. Otherwise, what are you going to do with the rest of your life? You also don’t want to retire too late and miss out on doing all

If you’ve got a pension, count yourself as one of the lucky ones. A pension is more valuable than you realize. With a pension, you won’t be forced to lower your safe withdrawal rate in retirement like those of use who don’t have pensions. This post will help you calculate the value of a pension.

Are you wondering whether you can save too much in your 401(k)? After all, if you save so much in your 401(k), you might not have a large enough taxable investment portfolio to generate passive income before 59.5. However, the reality is, you can’t save too much in your 401(k) if you follow my guidelines.

This post will provide some suggested net worth growth target rates by age. It’s good to have net worth growth targets to help ensure you will retire comfortably. After all, everything is relative in finance. If you’ve got a net worth target of $1 million at age 30, but most people at age 30 have

There is a dark side of early retirement I want to tell you about. I originally wrote this post in 2011 when I was strongly considering retiring early from banking after 12 years. I was burned out and stopped caring about climbing the corporate ladder or making a lot of money. At the time, I