There’s a perpetual debate raging whether one should include their primary home when calculating net worth or not. I think it’s absolutely fine to include your primary residence as part of your net worth. It’s also fine not to include your home as part of your net worth. You should calculate both because there is […]
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Did you know that having limiting beliefs about wealth and retirement could be crushing your future? It’s time to break out of a negative mindset. To build wealth, you must adopt a positive money mindset. Despite highlighting four examples of people who are able to retire by 40, and providing very clear graphs that are
Stop Your Limiting Beliefs About Wealth And Retirement Read More »
Instead of embracing the FIRE movement for those seeking financial independence, it may be better to embrace the DIRE movement after such a massive bull run since 2009. For the millions of unemployed Americans thanks to the pandemic, the DIRE movement is real. When I first started writing about achieving financial independence early in 2009,
Move Over FIRE, Welcome DIRE: Delay, Inherit, Retire, Expire Read More »
This post will look at the recommended expenditure on housing, food, transportation and more. As someone who kickstarted the FIRE movement (Financial Independence Retire Early), I’d like everybody to spend less, save more, and invest more for financial freedom! According to the Bureau of Labor Statistics (BLS), the latest data for 2019 shows the average
Average vs. Recommended Expenditure On Housing, Food, Transportation Read More »
One of the reasons why I am so enthusiastic about my book, How To Engineer Your Layoff, is I want to teach more people like you how to potentially double or triple your income. You could essentially earn more than you’ve ever earned before. I know some of you are scratching your heads wondering what
Double Or Triple Your Income By Engineering Your Layoff Read More »
Hopefully everyone who has access to a 401(k) is contributing to a 401(k). To not do so is a mistake you don’t want to realize when you’re old and grey. This post discusses the top mistakes that are hurting your 401(k) so you can boost you balance. The government isn’t going to save you. With
Top Mistakes That Are Hurting Your 401(k) Returns Read More »
From a financial standpoint, rental property is at the top of the list of assets to own. Why rental property? Let’s explore the main benefits of this asset class. But first of all, you have to be smart about investing in a rental property. Otherwise it can become a huge headache if you don’t screen properly.
Why Rental Property Is A Powerful Asset Class Read More »
This article will cover in detail retirement savings by state. The higher the retirement savings by state, perhaps the more attractive the state is to retire in. After all, the states with the highest retirement savings must be doing something right! Folks know I’m biased towards West Coast living due to the weather, diversity, food,
Retirement Savings By State: Which Region Is Winning? Read More »
Since negotiating my own severance in 2012 at the age of 34, I’ve consulted with several dozen individuals about how to best negotiate a severance as well. In addition, thousands of people have read my bestselling ebook, How To Engineer Your Layoff, and negotiated their own severances as well. This article will talk about how
How To Negotiate A Severance As A High-Performing Employee Read More »
There is a new three-legged retirement stool we should all be aware of. But first, let’s review the old three-legged stool for retirement. It consisted of: 1) Pension (Company) 2) Social Security (Government) 3) Personal Savings (You) The Old Three-Legged Retirement Stool Is No More Given less than 15% of Americans have pensions or will
The New Three-Legged Retirement Stool: You, You, And You Read More »
