Budgeting & Savings

Cinch Financial Review: An Easy Way To Find Better Financial Products

The following is a review post by my good friend Sydney, who’ve I’ve brought on board to write more frequently here on Financial Samurai. This is a sponsored review.  We all love to have choices. Being able to choose our jobs, where we live, what cars to drive, and what we do with our money […]

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The Unfair Competitive Advantage Of The Wealthy: Being Genetically Frugal

Do frugal people have an unfair competitive advantage when it comes to accumulating a prodigious amount of wealth because they were just born that way? I’m beginning to wonder based on two things that happened recently. 1) Homejoy, a three year old housecleaning startup, decided to close its doors after raising about $40 million in

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Does The Average Net Worth Of Your Peers Equal Your Own?

Have you ever wondered what the average net worth is of your peers? It’s probably impossible to know for sure unless they show you a spreadsheet and tell you. However, it’s possible to make an estimate based on their income, age, real assets, and spending habits. People always say that you’re the average of five

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How Much Does IVF And Eastern Medicine Cost To Combat Infertility?

Today’s post comes from a reader named Melissa who is facing the expensive decision of trying IVF with her husband in order to have their first child. Infertility is a sensitive and grappling topic that many couples are facing today. We’re having children later now due to our careers, and many of us are struggling

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Determining The Value Of Your Credit Card Rewards Points

I’ve only got two credit cards: one for personal use, and one for business use. I like concentrating all my spending on one card so I can get maximum points to buy things like a home theater system, nights at the Halekulani Hotel, gasoline cards, and tennis racket grips! Credit card reward points have value

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Who Should Pay For The Wedding? A Logical Guide To Lavish Spending

Do you know what’s crazy? Spending $25,000 – $30,000 on the average cost of a wedding in America if you make a median household income of $52,000. What’s worse is going into debt to get married, especially since there’s a 50% chance it won’t last! In many Asian countries, the parents of the bride foot

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Do You Have A Hoarding Problem? Five Points To Identify That You Do

A funny thing is going on in San Francisco right now. After Uber hired Goldman to raise $1 billion in a convertible debt sale, Uber launched a $5 UberPool campaign for a limited time on rides anywhere in San Francisco. UberPool is Uber’s carpooling service where they charge an even lower rate than their UberX offering. $5 to

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Increase Your Savings By Identifying Specific Reasons To Save

I was invited to join the TaxACT How I Save blog tour which shares ways to increase your savings. Last year, TaxACT saved America over $240 million on tax preparation.  The personal savings rate in the US could be better. And it is my hope in spreading knowledge on personal finance topics that more Americans will take better

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Always Work On Improving Cash Flow For Financial Independence

The other day I asked a very wealthy entrepreneur about his main financial concern. He’s probably worth anywhere between $50 million to $75 million dollars. Given he has so much money, I thought his answer would be more philosophical, like “making sure my kids appreciate the value of money,” or “how to create a lasting legacy.”

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