Your Money Ratios is a book by Charles Farrell. Your Money Ratios can help you get a better handle on your finances. Publisher: The Penguin Group. Hard cover. 257-pages. Price: $26. Author: Charles Farrell, JD., LL.M., investment adviser with Northstar Investment Advisors, in Denver. He writes the “Retirement Roadmap” column for CBS Moneywatch. Review: “Your Money […]
Book Review & Giveaway: “Your Money Ratios” Read More »
My SUV is sweet. Why is it that some hybrid vehicle drivers eventually start looking down at non hybrid-owning drivers in disdain? Is the “holier-than-thou” complex too hard to contain during flights of fuel sipping passion? It’s natural to feel that whatever you purchase is the right purchase. After all, if I overpaid for a
My SUV Will Beat Up Your Hybrid & Save The World! Read More »
Alrighty, thank goodness it’s October! It’s now been 35 days since I last spent any money on junk. After declaring September to be frugality month, I’m finally free to splurge on as much junk as I want! Was it painful for a recovering spendaholic to not buy anything other than food for a whole month? Damn straight it
It’s Been 35 Days Since I Last Spent Any Money On Junk Read More »
Paying off debt should be straight forward. Yet so many people fail to pay off their debts? If you go $106,000 into personal debt, and pay it off in 5 years, you apparently get the Professional Achievement and Counseling Excellence (PACE) 2009 Graduate Client of the Year Award. I was hoping for a longer award name,
Family Gets Award For Paying Off Debt & Jumps Right Back In! Read More »
Why is it that the #1 re-occurring theme in the personal finance community is addressing how to eradicate debt due to overspending? What is it that makes a rational person spend more than their income allows? Why do people spend more than they make? It’s irrational. If you have $5 bucks in your hand for
Why Do People Spend More Than They Make? Read More »
There is so much truth to the expression simple pleasures are what make life worth living. I was cleaning up my house the other day and realized the best things I’ve bought were simple and affordable, and have provided years of entertainment. Here’s my list of simple pleasures: A pair of Hi-tech hiking boots. Cost:
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I declare September frugality month. If I’ve learned anything from my 20+ years working, it’s that September and October are generally dicey months for people’s fortunes. September has historically been the worst performing month for stocks on average since 1950. 9/11 wasn’t good, neither was September 15, 2008 when Lehman declared bankruptcy. The expression, “Sell In
Get Rich In September & Buy Nothing! Read More »
So here I am at Starbucks, testing to see if being here among the bustle of loungers helps gives me writing inspiration. They say it’s good to get out of the house once in a while to recharge the soul. I take the first seat that’s available, and what do I notice? Hanging on the side of
30 Minutes At Starbucks: Observing Day-to-Day Life Read More »
Retiring early is great. I’ve been writing about the FIRE movement since I first published this post in 2009. But what do retirees age 65-75 do that’s so great compared the the rest of us? The Bureau of Labor Statistics & USNWR comes out with an interesting survey that seeks to find out what retirees
What Do Retirees Age 65-75 Do Compared To The Rest? Read More »
Question: A reader shoots me an e-mail with the subject, “The woman I love is so powerful, how much should I spend on her engagement ring?” I get a lot of emails and can’t answer every single one. But that intriguing subject caught my eye. Buying an engagement ring is a big decision. And I’ve
Grab Bag Weekend: The Woman I Love Is So Powerful! Read More »
