In my new book, Millionaire Milestones: Simple Steps to Seven Figures, I share the strategies, mindset, and lessons that helped me reach financial independence—so you can follow your own path to wealth.
When I turned 28 in 2005, I became a millionaire. By the time I retired at 34 in 2012, I had become a multi-millionaire. Now, I want to help you achieve the same so you can be free to do what you want.
Since founding Financial Samurai in 2009, the world’s leading independently-owned personal finance site, I’ve helped millions of people take control of their finances. With over 1 million monthly readers and 100+ million visitors to date, I’ve learned what works—and more importantly, what doesn’t—when it comes to building wealth.
In Millionaire Milestones, I distill decades of financial wisdom into actionable steps to help you achieve your seven-figure dreams. There is no other book like it today. Pre-order a copy today through my publisher, Portfolio Penguin, the top non-fiction imprint, or anywhere you purchase books.
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Becoming a Millionaire Is Achievable For Everyone
No matter your starting point, becoming a millionaire is within your reach. Millionaire Milestones will teach you how to build wealth steadily, without sacrificing your happiness or freedom.
Drawing on my firsthand experience working in finance since 1999, earning my MBA from UC Berkeley in 2006, and writing over 2,500 personal finance articles, this book is packed with the insights and strategies that helped me grow a seven-figure, and now multi-eight-figure, net worth.
This is not a book about luck. It’s about actionable, repeatable steps you can take to build real, lasting wealth. With a progressive approach tailored to every stage of life, Millionaire Milestones will give you the roadmap to financial success.
Inside the Book, You’ll Discover How To:
- Set clear, achievable financial goals by age and income.
- Maximize your earning potential while avoiding costly mistakes.
- Invest wisely and manage risk like a pro.
- Understand key financial thresholds to propel your net worth.
- Build a legacy of wealth for generations to come.
- Become a millionaire through stocks, real estate, and entrepreneurship
Life As A Millionaire Is Better Than Not
Only the rich and the poor say money can't buy happiness. But here’s the truth: money can buy freedom, options, peace of mind, and satisfaction.
The feeling of knowing you’ve worked hard and can now live life on your terms is unmatched. And if you’re a parent, there’s no greater joy than being able to provide for your family without constant financial stress.
Think about Millionaire Milestones as the modern-day version of the all-time classic book, The Millionaire Next Door. Times have changed, and in my new book, I share the latest strategies on how to build more wealth than the vast majority of the population.
When you become a millionaire, life changes in meaningful ways:
- Confidence grows. You gain the courage to pursue your passions and speak your mind.
- Authenticity matters more than approval. You no longer have to pretend that you are someone you are not or toe the company line to keep a paycheck.
- Boundaries become easier. You can tell those who’ve wronged you to take a hike—if you feel like it.
- Family becomes a focus. You gain the courage to settle down and start a family.
- Time works in your favor. You can retire earlier, maximizing happiness for longer.
- Safety improves. You can live in safer neighborhoods and drive reliable cars that protect your loved ones.
- Parenting becomes more rewarding. You can spend more time with your kids during their crucial early years and provide opportunities you didn’t have.
- Worry less about rejection. Your kids’ futures don’t rest entirely on getting into top colleges or landing perfect jobs—they’ll have a safety net. Rejections will also sting less for you too, which means you’re more willing to take more risks and potentially gain greater financial reward and satisfaction.
- Compete more effectively in a rigged system. The world may not be fair, but with more resources, you can help make it more just.
- Generosity becomes easier. You gain the flexibility to start passion projects and help others for free. You can also contribute more to charity, which always feels better than receiving.
- Comfort improves. And perhaps my favorite benefit of being a millionaire: you no longer have to endure the back row of Economy class next to the toilets! Such inconveniences build character, but eventually, you want to enjoy
Reaching a $3 million net worth that generated about $80,000 in passive income was my turning point. At age 34, in 2012, I walked away from a multiple six-figure job in investment banking. The money was great, but the freedom? That was priceless. Nothing beats the feeling of being able to do what you want when you want.
Here’s the amazing part: once you hit that first million in investable assets, the next million—and the one after that—gets easier and easier. Let’s make it happen!
Your One Life to Build Wealth
90% of people are missing out on the financial freedom they deserve. Millionaire Milestones is designed to teach you how to go beyond the average—beyond the people who don’t read personal finance books, listen to podcasts, or seek financial guidance.
You’ve only got one life to build wealth for yourself and your family. Why not learn how to make the most of it? With practical advice, proven strategies, and a clear path to financial independence, Millionaire Milestones is your guide to building lasting wealth and creating the life you’ve always wanted.
Pre-order your copy of Millionaire Milestones: Simple Steps to Seven Figures today and take the first step toward financial freedom. Let’s make you a millionaire!
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For those of you who are Financial Samurai newsletter subscribers, I’ll be coming up with some great rewards for those who preorder as well. Stay tuned!
Advanced Praise For Millionaire Milestones
“As the pioneer of the modern-day FIRE movement, Dogen brings a fresh take on wealth-building strategies. Packed with practical advice on investing, entrepreneurship, and financial planning, this book empowers readers to surpass their financial goals and live the life they deserve.”
—Jamie Fiore Higgins, Author of Bully Market and ex- MD at Goldman Sachs
“Building durable wealth has never been simple or easy. The problem is compounded by the constantly changing financial landscape. What worked yesterday no longer works today. What works today may not be appropriate tomorrow. Fortunately, Sam Dogen’s Millionaire Milestones is an easy-to-read, clear-thinking guide to achieving that seven-figure nirvana. Sam never belabors the obvious nor trods the beaten path. His recommendations are always profoundly insightful, innovative, and fresh. And they are confirmed by his own personal success! If you haven’t been able to achieve the wealth you dream of, I recommend Sam’s book. It will kick-start you to a more financially rewarding life.”
—Bill Bengen, Father of the 4% Rule
Sam Dogen is one of the most original thinkers in personal finance. What sets Sam apart is extremely actionable insights, helpful benchmarks and doing it all while prioritizing his family!”
—Noah Kagan, CEO of AppSumo and NYT Best-selling author of Million Dollar Weekend
“Millionaire Milestones is the ultimate playbook for anyone ready to take control of their financial future. With clear, actionable strategies for investing, entrepreneurship, and wealth-building, Sam inspires you to think bigger and achieve more. This book isn’t just about money. It’s about creating freedom to live life on your terms.”
—Humphrey Yang, Personal Finance YouTuber with 1.5+ Million Subscribers
“With surgical precision and refreshing candor, Sam Dogen dismantles the mythology surrounding wealth creation and replaces it with something far more valuable: a realistic roadmap to financial independence. Drawing from his own journey from Wall Street grinder to self-made millionaire, Dogen doesn't just tell you to save and invest — he shows you exactly how to think about money, deploy capital strategically, and avoid the psychological traps that derail even the smartest investors. The result is a masterwork of practical wisdom that transforms the complex into the actionable. For anyone serious about building lasting wealth while maintaining their soul, this book isn't just useful — it's essential.”
— Jimmy Soni, best-selling author of The Founders
“I grew up poor and in public housing, with no one to teach me about money or any good role models. Learning about money always intimidated me, but Millionaire Milestones is the first book I've read that makes everything make sense in an approachable way. Sam not only provides both the tactics and the strategies to help you make the most of your money but there's a healthy dose of solid life advice to help you earn and save more. Highly recommended!”
—Ed Latimore, Author and Former Heavyweight Boxer
“Millionaire Milestones is an indispensable guide to building wealth at any stage of life. What I appreciated most about this book is that it doesn't treat money as an end in and of itself, but rather as a means to a life well lived. Dogen breaks down how to live a rich life in way that's accessible to everyone.”
—Simone Stolzoff, author of The Good Enough Job
Sam Dogen achieved millionaire status by age 28, and now he’s sharing the blueprint. In Millionaire Milestones, Dogen revitalizes Napoleon Hill's timeless principles with seven clear, actionable steps. From uncovering your “why” to sharpening your focus and taking bold action, this book lays out everything you need to build the wealth and life you deserve.
—Joe Saul-Sehy, creator and co-host Stacking Benjamins
“Millionaire Milestones is going to change the way you think about money. Sam gives you a clear, step-by-step strategy to hit your seven-figure goals without having to sacrifice your life in the process. An essential addition to every enterprising person’s bookshelf.”
—David McKnight, author of The Power of Zero
Pre-order your copy of Millionaire Milestones: Simple Steps to Seven Figures today and take the first step toward financial freedom. Let’s make you a millionaire!
About the Author, Sam Dogen
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Sam Dogen is the founder of Financial Samurai, the leading independent personal finance website. A pioneer of the FIRE (Financial Independence, Retire Early) movement, Sam previously worked at Goldman Sachs and Credit Suisse before retiring at age 34. He is a graduate of The College of William & Mary and earned his MBA from UC Berkeley. Today, Sam’s passive investment income exceeds $300,000 annually. He lives in San Francisco with his wife and two children.
Other books also authored by Dogen include the bestsellers:
Buy This Not That: How To Spend Your Way To Wealth And Freedom (Portfolio Penguin 2022)
How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye (Independent 2012, 6th Edition 2021)
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